Military Mutual Code of Ethics, Advertising & Acceptable Use Policy
Last Updated: February 7, 2026
This Code of Ethics, Advertising Policy, and Acceptable Use Policy (“Policy”) applies to all members, partners, affiliates, Mission Level Partners, subscribers, contributors, and users of the Military Mutual platform, services, applications, websites, and community.
Military Mutual is built on a mission-driven foundation intended to serve the military and veteran community with integrity, professionalism, and respect. This policy establishes the standards of conduct expected from all participants in order to preserve a safe, supportive, and trustworthy environment.
By accessing or using Military Mutual, you agree to comply with this Policy in full.
Failure to comply may result in corrective action including removal of content, suspension of privileges, termination of access, or other legal remedies deemed appropriate by Military Mutual.
1. Core Ethical Commitments
All participants agree to:
• Provide accurate, truthful, and complete information
• Communicate professionally, respectfully, and in good faith
• Maintain transparency in representations, pricing, and policies
• Refrain from deceptive, misleading, or exploitative conduct
• Respect fellow members, partners, and the veteran community
• Comply with all applicable federal, state, and local laws
• Use the Military Mutual platform in a lawful, ethical, and mission-aligned manner
Military Mutual exists to support personal and professional growth through community, structure, and shared experience.
2. Experience-Sharing Community Standard
Military Mutual is designed as an experience-sharing community, not a forum for direct advice, criticism, or confrontation.
Members are encouraged to contribute by sharing:
• A similar situation they personally experienced
• The actions they chose to take
• The lessons or outcomes they observed
Members should avoid language that instructs others what they “should,” “must,” or “need to” do.
This approach helps maintain a respectful environment while allowing individuals to learn from one another’s experiences without pressure, judgment, or directive advice.
Military Mutual may moderate or remove content that violates these standards.
3. Advertising Standards & Claims Policy
3.1 Truthful Advertising
All advertising, promotional materials, listings, messaging, and representations must be truthful, accurate, and not misleading.
You may not:
• Overpromise results
• Create false expectations
• Omit material facts
• Present speculation as fact
All claims must reflect what a typical participant can reasonably expect.
3.2 Earnings, Performance & Results Claims
Military Mutual strictly prohibits misleading income, earnings, performance, or outcome claims.
You may not:
• Guarantee income, success, or results
• Claim specific earnings or timelines without documented evidence showing typical outcomes
• Imply that participation alone leads to success
Any reference to results must:
• Be truthful
• Be supported by documentation
• Clearly disclose that results are not guaranteed and may vary
The focus must remain on education, opportunity, and skill development rather than promised outcomes.
3.3 Testimonials & Endorsements
Testimonials may only be used if they are:
• Truthful
• Documented
• Representative of real experiences
Testimonials must include clear disclosures such as:
“Results are not typical. Results are not guaranteed. Individual outcomes may vary.”
Testimonials may not:
• Imply typical results when they reflect exceptional outcomes
• Be fabricated or altered
• Be taken out of context
• Be used to guarantee outcomes
3.4 Substantiation of Claims
All factual, financial, health, or performance claims must have a reasonable and reliable basis.
Unacceptable substantiation includes:
• Anecdotal evidence alone
• General internet searches
• Unverified third-party content
Acceptable substantiation may include:
• Verified records
• Published studies
• Credible industry standards
• Documented historical data
4. Professional Advice Disclaimer
Unless properly licensed, users may not provide:
• Legal advice
• Medical advice
• Tax advice
• Accounting advice
• Financial or investment advice
Content provided through Military Mutual is for educational and informational purposes only.
Members should direct others to qualified professionals for personalized advice.
5. Refunds, Cancellations & Disclosures
All offerings must clearly disclose:
• Pricing
• Refund terms
• Cancellation policies
• Material conditions of purchase
Refund policies must be:
• Clearly visible prior to purchase
• Honored as disclosed
• Easily accessible post-purchase
Failure to comply with stated policies may result in enforcement action.
6. Member Conduct
Users may not:
• Harass, intimidate, or disparage other members
• Engage in personal attacks or hostile behavior
• Publish false or misleading reviews
• Interfere with another member’s lawful business activity
• Attempt to undermine or divert customers through deception or harassment
Military Mutual is intended to be a safe harbor from the hostility commonly found on other social platforms.
7. Acceptable Use Policy
Users may not use Military Mutual to create, distribute, or promote content that is:
• Illegal, fraudulent, or deceptive
• Hateful, discriminatory, or harassing
• Sexually explicit or pornographic
• Violent or inflammatory
• Misleading or exploitative
• Infringing on intellectual property rights
• Violating privacy or publicity rights
7.1 Prohibited Products & Services
The following may not be promoted or sold through Military Mutual:
• Illegal drugs or controlled substances
• Unsafe or illegal supplements
• Products claiming to cure or treat diseases
• Tobacco or vaping products
• Adult or sexually explicit products or services
• Weapons or illegal devices
• Any product or service prohibited by law
8. Affiliate, Referral & Mission Level Partner Compliance
Any participation in referral or commission programs, including the Mission Level Partner program, must comply with:
• Federal Trade Commission guidelines
• Applicable federal and state laws
Compensation based solely on recruitment without legitimate product or service value is strictly prohibited.
Military Mutual is a membership platform and not a multi-level marketing program.
9. Intellectual Property & Platform Data
Users may not:
• Use Military Mutual trademarks, logos, or branding without authorization
• Imply endorsement beyond their actual relationship with Military Mutual
• Misuse platform data or member information
• Share or sell platform data without authorization
Members must respect the privacy and confidentiality of other users.
10. Enforcement & Remedies
Military Mutual reserves the right to:
• Investigate suspected violations
• Remove content
• Restrict access to features
• Suspend accounts
• Terminate memberships when necessary
Enforcement decisions are made to protect the integrity of the platform, the safety of the community, and the mission of Military Mutual.
11. Acknowledgment
By using the Military Mutual platform, you acknowledge that you have read, understood, and agree to comply with this Policy.
