Terms and Conditions for Military Mutual

Effective date: 02/17/2023

 

Welcome to Military Mutual

We appreciate your interest in Military Mutual. These Terms and Conditions (“Agreement”) outline your rights and obligations when using our website and services. By accessing, using, subscribing, or placing an order on our website (MilitaryMutual.org), you agree to comply with these terms. If you do not agree to these Terms, you are not authorized to use the website.

1. Acceptance of Terms

By using our website and services, you confirm that you are at least 18 years old and have the legal capacity to enter into this Agreement. Military Mutual reserves the right to update these Terms at any time, and your continued use of the website signifies acceptance of any modifications.

2. Use of Website

Military Mutual provides resources and services for its members. You agree to use the website lawfully and refrain from any fraudulent, abusive, or harmful conduct. Unauthorized use of our intellectual property, including logos, trademarks, or content, is strictly prohibited.

Prohibited Activities:

• Engaging in unlawful, fraudulent, or deceptive practices.
• Disrupting or interfering with website operations.
• Using automated tools or software to access website data.
• Posting harmful or misleading content.
• Violating any applicable laws or regulations.

3. Privacy Policy

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data. By using our services, you acknowledge that you have reviewed and agree to our Privacy Policy.

4. Account Registration and Security

To access certain features, you may be required to create an account. You are responsible for:

• Providing accurate and complete information.
• Maintaining the confidentiality of your login credentials.
• Notifying us immediately of any unauthorized use of your account.

Military Mutual reserves the right to terminate accounts that violate these Terms.

5. Transactions and Payments

Military Mutual offers various services and products. All transactions must be made using valid payment methods. By completing a purchase, you agree to:

• Provide accurate billing information.
• Authorize Military Mutual to charge your selected payment method.
• Accept responsibility for any fees or charges associated with your purchase.

We reserve the right to cancel or refuse orders at our discretion.

6. Refund and Cancellation Policy

Refunds are only available under specific conditions. If you wish to cancel a subscription or service, you must do so before the next billing cycle to avoid additional charges.

• Physical Products: Must be returned in original condition within 30 days.
• Subscriptions: Cancellations must be requested at least 24 hours before the renewal date.
• Non-Refundable Services: Certain digital or consulting services are non-refundable unless otherwise specified.

7. Intellectual Property

All content on Military Mutual’s website, including text, graphics, and software, is protected under applicable intellectual property laws. Users are prohibited from:

• Copying, distributing, or modifying content without authorization.
• Using Military Mutual’s trademarks or branding without permission.

8. Disclaimer of Warranties

Military Mutual provides its services on an "as is" and "as available" basis. We make no guarantees regarding:

• The accuracy or reliability of the website.
• The availability of services without interruptions.
• The effectiveness of services for specific outcomes.

Users assume all risks associated with using our services.

9. Limitation of Liability

To the fullest extent permitted by law, Military Mutual is not liable for any damages resulting from:

• Loss of data, revenue, or profits.
• Service interruptions.
• Third-party website links or content.

Our liability is limited to the amount paid for the service or product in dispute.

10. Third-Party Links

Our website may contain links to third-party websites. Military Mutual is not responsible for the content, policies, or practices of these external sites. Users should review third-party terms before engaging with them.

11. Termination of Service

Military Mutual reserves the right to suspend or terminate access to any user who:

• Violates these Terms.
• Engages in fraudulent or unlawful activities.
• Harms the reputation or integrity of Military Mutual.

Termination may occur without notice.

12. Dispute Resolution and Governing Law

Any disputes related to these Terms shall be resolved through binding arbitration in accordance with applicable laws. This Agreement is governed by the laws of the state in which Military Mutual operates. Users waive the right to participate in class-action lawsuits against Military Mutual.

13. Indemnification

Users agree to indemnify and hold Military Mutual harmless against any claims, damages, or losses resulting from:

• Violation of these Terms.
• Unauthorized use of services.
• Third-party legal disputes arising from user activities.

14. Changes to These Terms

Military Mutual reserves the right to update these Terms at any time. Users will be notified of significant changes, and continued use of the website constitutes acceptance of the revised Terms.

15. Contact Information

For any inquiries regarding these Terms, please contact us at: [email protected]